Continental Life Insurance Company is also known as Continental Life. It is a part of Aetna. This industry-leading healthcare provider was created in 1983 and is a member of the Aetna family of businesses. The corporation has a significant presence in the United States and is based in Brentwood, Tennessee. It provides various insurance products, including Medicare supplement, life, and final expense insurance. In this review, we will examine the company in greater detail and explore the pros and cons of Continental Life Insurance.

Continental Life Insurance Review

The company requires that you complete a Notification before becoming a member. A replacement Medicare Supplement Plan or Medicare Advantage Application Notice will be sent to the applicant. This permits people to get new or different governmental coverage. This is among how the gaps in coverage provided by Medicare can be filled. It's a shift in how the government covers things that must be written down.

The company offers a vast array of services and coverage options. This consists of the following:

1. Thanks to Medicare Supplement, seniors can rest assured that they will always have medical coverage. This life insurance improves the odds of keeping your current medical team and facilities.
2. A comprehensive insurance package is available through the Protection Series. It covers conditions such as cancer, heart attacks, dental, eye, hearing, home, and recuperation care.
3. If you get the whole life insurance, your loved ones won't have to worry about money when you're gone. Investing in a final expense whole-life policy is a great way for people to put their own signature on their insurance.

Within its coverage region, consumers of the company can choose between six different types of insurance coverage. These are difficult to follow, so let's discuss them quickly and provide links to additional information if necessary.

The following are the types of plans that Continental Life offers:

1. Plan A
2. The Plan B
3. The Plan F
4. A High Deductible Plan F
5. The Plan G
6. The Plan N

Pros and Cons of Continental Life Insurance

Pros

The Pros of Continental Life Insurance are:

30-day Free Look Period

Free look periods of ten days are frequently made available by insurance companies. You can examine your insurance, cancel it, and receive a complete refund during that period. Continental Life goes above and beyond by providing its customers with a free look time of thirty days to evaluate the policy. It gives you more time to study your coverage and ensure it is appropriate for your needs.

No Medical Exams Required

The ultimate expense policies don't need you to pass a medical exam. You only need to fill out an application and answer a few health questions.

There Will Be No Rise in the Premium Rates

After you have bought a policy, the monthly amount you pay for it won't ever go up. Your coverage cannot be terminated if the required payments are paid on time.

Cons

The Cons of Continental Life Insurance are:

Online Quotes are not Available

A rate quote from Continental Life cannot be obtained through their website at this time. A conversation with an insurance representative is the only way to get a quote.

There Is No Availability for Guaranteed Issue or Ultimate Expense Policies

The coverage amounts for the ultimate expense policies offered by Continental Life are not very high. You are allowed a maximum coverage value of $35,000 for your vehicle. If you pass away, it's possible that it won't be enough to meet the expenses incurred by your beneficiaries.

Policies That Is Exclusive to Persons of a Particular Age Group

Continental Life does not make its plans available to everyone. Regarding getting insurance and still being eligible for discounts, you must be between the ages of 45 and 89. If this is not the case, you cannot acquire a policy.

Is Continental Life Insurance Right for You?

When making a choice, it is essential to consider the Pros and Cons of Continental Life Insurance. Also, read the Continental Life Insurance Review and consider your need for insurance coverage. People have many options through this part of the Aetna Senior Supplemental Healthcare plan. Continental Life is one of the companies offering all these exciting options to their customers. It is one step behind these significant brands on the ranking ladder.

The Medicare Supplement makes up Continental Life Insurance's offering in terms of life insurance coverage for their customers. In addition to that, it contains the Protection Series as well as whole life insurance contracts. Aetna is a market leader in the healthcare industry. It provides services to approximately 50 million customers. Before settling on an insurance provider, it is essential to do background research, formulate some questions, and review customer feedback.

To Wrap Up

Continental Life is a good option if you're searching for a simple life insurance policy to pay your funeral and burial costs when you pass away. On the other hand, those who require more comprehensive protection will have to negotiate with a different life insurance firm. In general, Continental Life Insurance is a financially secure firm that provides various insurance products and rates that are among the most competitive in the industry. On the other hand, it has a relatively small coverage area, a limited web presence, and customer care that can be somewhat sluggish sometimes, which may be a turnoff for specific clients.

If you are considering purchasing Continental Life Insurance, it is essential to carefully assess the benefits and drawbacks of the policy. Also, evaluate the company's offerings and premiums relative to competing insurance companies. This Continental Life Insurance Review will help you decide and purchase.